No one thinks about financial gifts much at Christmas – except for money or gift cards. But what about security or putting a child through college. Not many think that Life Insurance could be a normal’ gift at Christmas and that’s probably true. But here are 6 reasons you might consider it!
1. It Costs as Much as Netflix
You have heard the commercials: “A 30 year old male, in excellent health,can get a $500,000, 20-year term life policy for as little as $15 a month.” That’s true. Of course, rates will vary depending on the amount of coverage and each person’s specific health history. But generally, you could let your $15 go further this year than just having a guarantee that you can watch a little TV each month.
2. College is Expensive
f you have put a child through college, you know it could cost more than your first house, and that’s just for a four year undergraduate degree. Depending on where you fall in your gift recipients responsibilty line, you could find yourself in charge of that task if the worst we’re to happen. You can make sure you protect not only their best interests, but yours as well, with the proper life insurance policy..
3. It’s for the Whole Family
How many gifts can say they are truly for the whole family? Sure you can get the kids a “family” dog, but you know how that story goes. The kids play with the dog and dad or mom walks and feeds it. Regardless if the family never sits down to “play a game of life insurance” it’s something that will define the rest of their lives if its not there when they need it. If they haven’t been responsible and properly protected their family, your gift can help correct that oversight.
4. People Don’t Like To Think They Won’t Be Around
We all like to think we will be around forever. If not forever, at least long enough to not have to think about a premature exit. That’s a wonderful optimistic attitude that will serve you well throughout other areas of your life. However, it’s in everyone’s best interest to expect the best and plan for the worse. Let your secret Santa go further this year and provide more than just another set of steak knives or a DVD.
5. Avoid the Holiday Shopping Crowd
If you are anything like me, you would rather take your chances crossing the Sahara desert with a bottle of salt water than step foot in your local mall or big box store.
If that is the case, life insurance is the gift for you. No lines, no waiting, no irate customer return scuffles. One call to us and you’re set with life giving protection.
6. You Don’t Have to Worry About Someone Getting the Same Gift
You can bet you will give that person the most unique gift they will receive this holiday season, possibly ever. No worries about doubling up on a gift already given.
Some might consider this listing a little trite as far as examples go. But in all seriousness, life insurance plays a very important role in protecting anyone’s loved ones from financial hardship in the event of their untimely passing. If you decide you want to think outside the box this holiday season, make sure you take the time to adequately discuss your options with us so we can easily help you give a gift that will produce the greatest benefit in the future over any gift you might could give this Christmas season. You can be sure someone will be very thankful you did when the time comes that they need this coverage.
Let us know how we might could help. EMAIL us at info@BentonWhite.com or call any of our staff at 615.377.1212. We’re ready to help you with life insurance or any other insurance need you may have. Merry Christmas from all of us at Benton White Insurance.
