Published by Benton White Insurance – Serving Brentwood and All of Middle Tennessee The “Surprise Bill” Nobody Expects After a Claim Picture this: a storm rolls through, you find damage, and you’re already stressed. Then the adjuster says, “Your deductible is $5,000… or it might be a percentage deductible that’s even higher.” Most people don’t […]
How to Prevent Christmas Tree Fires for a Happy Holiday
It makes sense that a dry, or even artificial, Christmas tree decorated with lights that produce heat is a fire hazard. But, did you know Christmas tree fires burn so quickly they are more deadly than other home fires?! According to the National Fire Protection Association (NFPA), one of every 45 reported Christmas tree fires results […]
Theft Coverage Explained: Protecting Your Middle Tennessee Home from Break-Ins
When Break-Ins Happen: Is Your Home Insurance Ready? Nobody wants to imagine coming home after a family vacation to discover a broken window and missing valuables. Unfortunately, property crime remains a reality in communities across Middle Tennessee. The good news? Your homeowners insurance likely provides some protection against theft—but the details matter more than you […]
Understanding Guaranteed Replacement Cost Coverage for Your Middle Tennessee Home
Don’t Let Rising Costs Leave You Short After a Disaster Picture this: A severe storm tears through Middle Tennessee, damaging your home significantly. You file your insurance claim, only to discover that rebuilding will cost $150,000 more than your policy covers. Now you’re facing a devastating choice—drain your retirement savings, take out loans, or settle […]