One of the services we offer at Benton White Insurance is that we REVIEW any policy you have with us at least annually if not more. Being an independent agency, we have many companies to choose from and shopping for you gives you a wide variety of options that we can offer you. Of course, as you read this and you’re not with us yet, when you first come to us for insurance, the FIRST thing we do is SHOP our companies to get the best fit for coverage vs. price that we can offer.
Our process is what some call “correlation or comparative shopping” which guarantees you that we are checking for all discounts that you qualify for which include driving histories and credit scoring. These are just a couple of cash sparing tips that can spare you a fortune on auto protection.
Correlation shopping for auto insurance is to your advantage. There are many variables that go into your rates. For example, where you live, your driving record, your age and the type of auto you drive are just a few. Some companies give larger discounts for different variables you bring to the policy. That is why we shop them all.
Many folks don’t realize the additional discounts that are available if we insure more than just one part of your insurance portfolio. The more policies we have, the better discounts afforded to you. Just insuring your home and auto with us alone can save you as much as 20 to 25% premium on each auto and home policy you place with us. That is sizable money in some cases.
Of course, everyone knows, the better driver you are, the better the rates you qualify for. If you have a CLEAN driving history (no tickets or accidents in the last 3 to 5 years), you will step into our most competitive package for rates. Even if you have tickets or accidents on your record, we certainly can insure you at a little higher premium but over time, we help you to lower that premium as you work to get your driving history back spotless again. That is another reason we annually review your policy and coverages. If we see where we can change companies because you have moved into a more competitive premium tier, we suggest a change!
I often explain that insurance can either be “you are doomed if you pay for it and you are doomed if you don’t!” Many drivers complain about paying their insurance premiums because they never use it. However, I have never heard a customer complain if they have that unfortunate claim and the insurance company takes care of them by handling their claim completely after that insured’s deductible is paid. So, we hope you agree with us: Keep your insurance in force so you’ll have help in time of need when that claim does appear.
We’re here to help! We’re your comparative shopper for auto, home, life, long-term care and any other insurance you might need. Reach us at info@BentonWhite.com or contact our office at 615.377.1212. Please spend a few minutes on our website in order to get more specific information on WHAT we really offer. (www.BentonWhite.com)
