A few days back, I was reviewing a homeowners policy with one of our great customers who was trying to learn about the different definitions of what her policy covers. She specifically wanted to know if Water Backup & Overflow would cause them to not have coverage on an overflowing dishwasher or clothes washer etc. […]
UBER, LYFT & Insurance! How does riding with them affect you!
State regulators are shining a spotlight on the potential insurance gaps associated with ride-sharing operations such as Uber and Lyft-even as some insurers are rolling out new policies intended to fill the gaps. Recently, the National Association of Insurance Commissioners, the state regulators’ association, approved a white paper for state legislators and regulators on insurance […]
Who Will Pay My Rent After My Residence Catches Fire!?
Here’s the scenario: It’s 2AM and the smoke alarms in your residence start beeping. Your house/condo or apartment fills with smoke, but thankfully everyone escapes to safety with no injuries. The property burns to the ground before the fire department arrives and you have no where to stay that night! But you know you need […]
Insurance Agents Have House Fires Too!
When I saw this news video of an insurance agent walking through her fire ravaged home from last Friday’s storms, it caught my attention. The sad part of the story, besides the fact that she lost her home, was the bad service she got from her OWN insurance company. NONE of our companies would EVER […]