Health insurance companies around the country are seeking rate increases of 20 percent to 40 percent or more, saying their new customers under the Affordable Care Act turned out to be sicker than expected. Federal officials say they are determined to see that the requests are scaled back. Blue Cross and Blue Shield plans – […]

As of last week, both houses of the Tennessee General Assembly have passed the most aggressive package of penalties against the state’s uninsured drivers since mandatory liability insurance was mandated in 1977. Government officials are hoping these new laws will reduce the number of uninsured motorists in the state. The new provisions took effect July […]

This is one of those tough subjects to write about but I get questions like this several times a year. As a matter of fact, I got this very question last week: A son-in-law, handling the affairs of his wife’s mother who had died that morning: “Just checking to see if they had any life […]

In my world, it’s hard to believe people don’t buy auto insurance. And because they don’t, you and I have higher auto insurance premiums because we NEED Uninsured Motorists (UIM) coverage on our auto policies to protect us from them. 99% of all of my customers accept our recommendation that they REALLY NEED UIM coverage […]