Winter and the snow and cold that it brings can do some serious damage to a home’s exterior. There are several very common problems usually brought on by the winter months, including damage done to roofs, foundations and pipes. Let me offer a quick list that can help you check your home for damage. This […]

We get calls quite often about a possible claim issue whereas the customer thinks the homeowners insurance policy would cover the loss when the claim would best be settled with a homeowner WARRANTY policy. It is confusing and we always understand when a customer calls why they would have the question. Let me share some […]

It’s always nice to see strength of market with the companies we represent. The National Association of Insurance Commissioners (NAIC) has ranked the Top 25 property and casualty insurance companies and groups. They use as their basis – insurance market share of direct premiums written for 2015. The Top 10 providers accounted for 45.63% of […]

Last August, I cleaned up an off-road bike that had been sitting in the garage for several years – untouched! After knee surgery in October, 2014, I thought – the weather is nice and how could riding a bike do nothing but better strengthen that knee? I have some friends that have been cycling for […]