Have you ever been in an auto accident that you didn’t cause and the person that ran into you didn’t have insurance?  It happens more than you would imagine.  Even though there are laws in place in Tennessee that you have to prove in force insurance coverage, drivers still drive with NO AUTO INSURANCE!  When we write an auto insurance policy, we include as basic protection, uninsured motorist coverage so that you will be protected if you are involved in that situation.  The basic definition of uninsured motorist coverage is what you might imagine.  But let’s jump into the actual definition:

Uninsured motorists insurance coverage is a type of car insurance that protects you if you’re in an accident with a driver who doesn’t have insurance. It can also cover you if you’re in a hit-and-run accident. This coverage can help pay for medical bills, lost wages, and other expenses related to the accident. It’s important to note that uninsured motorists’ insurance coverage is not required in all states, but it’s a good idea to have it to protect yourself in case of an accident.

We don’t issue an auto policy without uninsured motorist coverage because of the many drivers in our state that continue to drive without insurance.  The cost for the coverage is one of the smallest expenses in the auto policy and for what it offers, we think it is important to have. However, you can choose to DELETE the coverage from your policy if you choose.

Hopefully, this gives you a summary view of this important coverage that we offer to our customers.  Please let us know how we can help you.  TEXT or CALL 615.377.1212 or visit our website at BentonWhite.com. We’re ready to help and if you aren’t with us yet, come on over to competitive rates and service that will surprise you.  We’re ready to EARN YOUR BUSINESS!