Answer:

The more detail about your belongings that you can relay to an insurance adjuster in your home inventory, the more you stand to recover from your insurance claim. At the start of your home inventory, focus first on the big and valuable: major appliances, jewelry, furniture, rugs,

Using your smartphone’s video feature, sweep the camera around a room, narrating the description of items you’re filming and—if you remember—what you paid. (Photograph receipts if you have them.) Capture serial numbers and brand names when possible so that the insurer can replace what you had with exact or similar items.

Once you’ve cataloged the pricier items for your home inventory, then open cabinets, drawers, closets, and boxes and do the same. You don’t have to pay major attention to the small stuff too much. An insurance adjuster is likely to create a ‘bulk estimate’ of those things—for example, $200 for everything in your utility closet as an example

Store the images and video for your home inventory on a cloud service, such as iCloud, Google Drive or OneDrive, or put it on a thumb drive and stash it in a safe deposit box or fireproof safe. Several insurers even offer free web-based home inventory storage tools and apps.

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At Benton White Insurance, we try to offer a complete perspective of what insurance is all about. We want you covered correctly with the right premium for that coverage. But we also want to be sure you know what to do with that insurance if you have an unfortunate claim. This is all a complete package we strive to offer to our insureds.

Let us help! With over 50 years of combined insurance experience, we are ready to assist you with auto insurance, homeowners insurance or some other insurance need you may face. EMAIL us at info@BentonWhite.com or TEXT or CALL us at 615.377.1212. We’re here and ready to EARN your business!