Email This Article
Your Name:
Your Email:
Email To:
Comment:
Optional
Authentication:  
1 + 9 = ?: (Required) Please type in the correct answer to the math question.

  
clear
You are sending a link to...
Are You Driving for LYFT or UBER? Are You Insured Correctly?

Two peer-to-peer trends that are growing in popularity are ride-sharing and personal vehicle sharing, or car-sharing. Most people do not realize that their personal auto insurance policy may not cover them if they were to suffer a loss using either service.

Ride-sharing involves a transportation network company (TNC), such as Uber or Lyft, which provides prearranged transportation services for compensation. This is done by using a digital network (app) to connect passengers with drivers using their personal vehicles to transport people, goods, items or products for a fee. Individuals like to use a TNC as an alternative to taking a taxi or renting a vehicle, and those who drive for a TNC do so as a way to make extra income.

A personal vehicle sharing program, or car-sharing, provides individuals with the opportunity to list their personal vehicle(s) online for rent to others. This gives vehicle owners an opportunity to make some extra money with a vehicle that they may not often drive. It also serves as an alternative rental option rather than using a traditional auto rental agency.

If you lend your vehicle via a personal vehicle sharing program or drive for a transportation network company, please discuss this with us at Benton White Insurance to ensure that you have the right coverage.  An assumption that coverage is provided for an exposure like ride-sharing vs. not having coverage could be costly if you had an unfortunate claim while driving for one of these type companies.  We can easily offer a solution for you that will hopefully prevent a tragic situation.

With over 50 years of combined insurance experience, we are ready to assist you with auto insurance, homeowners insurance or some other insurance need you may face.  EMAIL us at info@BentonWhite.com or TEXT or CALL us at 615.377.1212.  We’re here and ready to EARN your business!

Benton's Blog

Preparing for the Unexpected! This is SO important!

What would you do if your home was destroyed by a fire, or one of your water pipes burst while you were on vacation, or a burglar stole valuable items from your home? You can’t prepare for everything but planning for the unexpected when dealing with property claims could make these situations easier to handle. Below are some things to consider before a loss happens:  Take photographs with a phone camera to document ownership of items.  Walk room by room, making notes of items. Don’t...

Are You Driving for LYFT or UBER? Are You Insured Correctly?

Two peer-to-peer trends that are growing in popularity are ride-sharing and personal vehicle sharing, or car-sharing. Most people do not realize that their personal auto insurance policy may not cover them if they were to suffer a loss using either service. Ride-sharing involves a transportation network company (TNC), such as Uber or Lyft, which provides prearranged transportation services for compensation. This is done by using a digital network (app) to connect passengers with drivers using...

April is Distracted Driving Awareness Month! Let’s kick it to the curb!

Driver distraction is a leading cause of vehicle accidents. Nearly 80% of vehicle crashes involve driver inattention, according to research conducted by the Virginia Tech Transportation Institute. Eating and drinking, talking to a fellow passenger, applying makeup, programming a GPS or navigation system, or simply adjusting the radio all qualify as distracted driving. But using a cellphone while behind the wheel is undoubtedly the biggest cause. According to a study conducted by Cambridge...