Does Homeowner's Insurance Cover Your Home Based Business? 13-Sep-2017
Mobile Apps for your Convenience! 29-Aug-2017
Do you Need a Personal Liability Umbrella policy?
Tuesday, 18 April 2017
Many of our customers don't realize that I personally review each policy that renews in my agency annually. I block out several hours to review how a customer's rates have been over time and what they can expect in premium on their next renewal. Sometimes, it's painful to see some of the increases that are caused by an event that involved the customer. There are a number of reasons a rate can change from excessive claim activity to at-fault accidents, traffic citations and many other premium affecting reasons. However, if a customer has taken care of their risks and has little or no negative activity on their account, rates don't often change in any great degree.
I have just finished a large group of customer policy renewals today. Of the several hundred policies I reviewed, it was a joy to see that the average rate change had increased approximately 5% or less and premium decreases that were in the range of 5 to 15% average. Some of our customers' rates dropped 20% or more and others had no change in their rates. In a marketplace where I read of insureds facing major premium increases not to mention the opportunity we have in the agency of welcoming new customers whose rates with their former company escalated over 30%, it's great that we have a cost-effective solution for them. Our portfolio of companies are managing their companies with care and operating extremely stable in the property & casualty market right now.
If you or someone you know isn't happy with their auto, home, apartment, condo or life insurance rates, I can say with strong conviction that we have a good chance of saving them money because our rates are level and inviting.
Let us help you! Simply contact any of our staff at 615.377.1212 or email us at info@BentonWhite.com. I always say .. anyone can sell a policy but making sure that we stay in touch and offer service after the policy is written is the key to creating long-lasting relationships with our customers. That's why I do renewal reviews! In nearly 39 years in this business, I have never written policies and left the customer to just pay premiums! We're here at every turn to EARN the business of our great customers. It's just what we do!
Posted on 04/18/2017 1:25 PM by Benton P. White
No comments yet.
If you’re one of more than 38 million people working from your home in any capacity, beware: your home insurance may not provide adequate protection for your business, no matter how small. Thanks to the digital revolution, it’s never been more convenient to earn a living from your living space – but with each reward comes risk, and without the right coverage, that extra cash flow can turn from positive to negative. Unfortunately, too many at-home earners aren’t aware of the gaps in their coverage...
09/13/2017Mobile Apps for your Convenience!
Having convenience in the palm of your hand - 24/7 - is one of the big advantages of today's computer / mobile phone technology. Our companies understand this and are offering some excellent mobile apps to help you navigate your insurance portfolio you have with us. Advantages of having the mobile app readily available: Pay your bills Set up and manage automatic payments Check the Status of a claim and/or view your claim history View your insurance ID Cards View your actual policy...
We get this question alot! For the coverage's afforded and the comfort level it could give to you and your family by spending about $200 per year for the policy, we think it's one of the easier policy decisions that our customers make. And MANY are taking advantage of this affordable - extra layer of protection. I saw this video this morning that does a good job explaining how a Personal Liability Umbrella can help you protect your hard-earned assets for just pennies on the dollar: We...