- Do you have a job?
- Do you have a retirement account?
- Do you own a car?
- Do you own a home, condo or rental property?
- Does your spouse have any assets or property?
- Does your spouse have a job?
A neighborhood child runs over to your dog sleeping in your yard, startles it, and causes it to bite and seriously injure the nerves in the young child's hand. The suit is over $5,000,000 because not only did the parents and the child have to endure trauma, but also the child was a very talented pianist with the potential of becoming a star until the accident. You will have to pay for the estimated loss of income, as well as emotional injury, even though the child startled your dog.
Your son is away at college with one of the family cars, and he lends the car to one of his friends. The friend gets into a four-car accident; two of cars involved had no insurance and five people are seriously injured, including the friend who had borrowed the car. Did you know that if your child gives permission for someone else to drive your car, it's the same thing as you giving permission, and therefore you are liable for that driver's actions as owner of the vehicle? While the driver of your car was not fully at fault, the injuries from the accident cause the lawsuit to come in at $10,000,000. If nothing else, you will need legal defense. These suits can take years to settle, and the defense costs add up very quickly.
Someone walks up the stairs to your home only to find out that she has the wrong house. However, when leaving, she trips and falls down your stairs, seriously injuring herself in such a way that she could no longer work. Yes, your homeowners policy will defend and pay the lawsuit against you; however, if that limit is exhausted and there is no umbrella, you will be liable for the rest.
We have been writing insurance policies with TRAVELERS Insurance Company for several years now. They’re one of our premier companies who we quote daily to our prospects & insureds who want competitive pricing and enhanced coverage’s. I attended a regional meeting a few days ago where we learned many front-edge initiatives that Travelers will be implementing over the next 12 to 24 months. They are innovative and consumer favorable on many levels. These A+ rated Top 10 carriers are ramping...
Boating season is literally upon us. Whether you fish, ski, or just take the boat out to relax, you HAVE to ask the question - "Am I covered for what might happen out on the water!?" What we find is that many boat owners just purchase a policy by making sure the price is affordable, and they sometimes miss the small print about what IS and what IS NOT covered. We write insurance on boats and have several policies in force for happy customers. But as I've mentioned, we always want to make sure...
03/01/2018Introducing Our New Texting Service!
At Benton White Insurance we are always trying to make our service as streamlined and as simple for our wonderful customers! We want you to be able to contact us and get answers to your questions as quickly and easily as you can. That is why we are introducing TEXTING as an option to those who would like to use it! Question about billing? Text or Call us! Claim question or confusion? Text or Call us! Want to make a policy change? Text or Call us! Got an insurance question? ...