Here are the Blogs in the Insurance category.
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Tuesday, 11 August 2015
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blog preview image We all hear how important it is to have great credit and keep your credit report sparkling - without error - so you'll have the best report you can have.  You should check it regularly to keep track of your financial health and guard against identity theft. Not known to many is that there are other ...Read More...
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Posted on 08/11/2015 12:07 PM by Benton White
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Friday, 7 August 2015
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blog preview image We have a lot of customers who rent their living space.  Whether they are in apartments, homes or condos, the property that they rent isn't theirs but they surely own the stuff they take in there.  And unknown to many, the leasing agents insurance DOES NOT cover the renters belonging.  Often, we get ...Read More...
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Posted on 08/07/2015 8:56 AM by Benton White
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Thursday, 23 July 2015
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blog preview image Did you ever wonder what would happen when your tree falls on your neighbor's house during a wind storm? Who would be responsible? Will your homeowner's insurance policy cover their damage? This would be considered an act of nature and is not covered unless it was caused by your negligence.  This particular ...Read More...
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Posted on 07/23/2015 11:04 AM by Benton White
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Thursday, 16 July 2015
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blog preview image BEFORE heading out on summer vacation in a rental car, it's a good idea to check what insurance coverage you already have before opting to buy expensive protection at the car rental counter.   If you carry auto insurance to protect yourself and your own car, your policy probably covers you and ...Read More...
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Posted on 07/16/2015 10:15 AM by Benton White
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Tuesday, 14 July 2015
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blog preview image With the sheer number of different types of insurance policies, it's easy to become confused. I wanted to take a moment to help you to understand what sort of insurance coverage you need and how to get the best deal possible.  Here's some suggestions: You can save serious dollars off of your ...Read More...
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Posted on 07/14/2015 10:18 AM by Benton White
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Friday, 10 July 2015
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blog preview image Health insurance companies around the country are seeking rate increases of 20 percent to 40 percent or more, saying their new customers under the Affordable Care Act turned out to be sicker than expected. Federal officials say they are determined to see that the requests are scaled back.   Blue ...Read More...
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Posted on 07/10/2015 11:54 AM by Benton White
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Tuesday, 7 July 2015
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blog preview image As of last week, both houses of the Tennessee General Assembly have passed the most aggressive package of penalties against the state's uninsured drivers since mandatory liability insurance was mandated in 1977.  Government officials are hoping these new laws will reduce the number of uninsured motorists ...Read More...
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Posted on 07/07/2015 12:30 PM by Benton White
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Tuesday, 19 May 2015
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blog preview image This is one of those tough subjects to write about but I get questions like this several times a year.  As a matter of fact, I got this very question last week:   A son-in-law, handling the affairs of his wife's mother who had died that morning:  "Just checking to see if they had any life insurance ...Read More...
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Posted on 05/19/2015 1:52 PM by Benton White
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Thursday, 23 April 2015
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blog preview image In my world, it's hard to believe people don't buy auto insurance.  And because they don't, you and I have higher auto insurance premiums because we NEED Uninsured Motorists (UIM) coverage on our auto policies to protect us from them.  99% of all of my customers accept our recommendation that they REALLY ...Read More...
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Posted on 04/23/2015 1:26 PM by Benton White
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Tuesday, 21 April 2015
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blog preview image A few days back, I was reviewing a homeowners policy with one of our great customers who was trying to learn about the different definitions of what her policy covers.  She specifically wanted to know if Water Backup & Overflow would cause them to not have coverage on an overflowing dishwasher or clothes ...Read More...
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Posted on 04/21/2015 3:03 PM by Benton White
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Thursday, 16 April 2015
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blog preview image State regulators are shining a spotlight on the potential insurance gaps associated with ride-sharing operations such as Uber and Lyft-even as some insurers are rolling out new policies intended to fill the gaps.   Recently, the National Association of Insurance Commissioners, the state regulators' ...Read More...
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Posted on 04/16/2015 11:17 AM by Benton White
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Tuesday, 14 April 2015
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blog preview image Here's the scenario: It's 2AM and the smoke alarms in your residence start beeping.  Your house/condo or apartment fills with smoke, but thankfully everyone escapes to safety with no injuries.  The property burns to the ground before the fire department arrives and you have no where to stay that night!  ...Read More...
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Posted on 04/14/2015 1:34 PM by Benton White
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Thursday, 9 April 2015
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blog preview image When I saw this news video of an insurance agent walking through her fire ravaged home from last Friday's storms, it caught my attention.  The sad part of the story, besides the fact that she lost her home, was the bad service she got from her OWN insurance company.  NONE of our companies would EVER ...Read More...
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Posted on 04/09/2015 10:15 AM by Benton White
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Tuesday, 7 April 2015
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blog preview image I can't tell you how many times over my career I have answered questions about trees!   "My neighbor's tree is dead and it blew over on my fence and caused damage.  Who pays for this?" "I've got this tree close to my house and it doesn't look so good ... It could be dead.  If wind from a storm ...Read More...
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Posted on 04/07/2015 11:40 AM by Benton White
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Thursday, 2 April 2015
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blog preview image If you read our blog post from this past Friday, Renting a car? Then, TAKE A PICTURE!, then you know we have been talking about rental cars.  We want you to get the most from your rental but at the same time, appropriately protect yourself at the same time. Today, we offer you an informative video ...Read More...
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Posted on 04/02/2015 11:50 AM by Benton White
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Tuesday, 31 March 2015
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blog preview image I try to stay away from extremely technical terminology in these blogs because I want them to be easily & quickly read.  I still have that in mind with today's content but admittedly, this is more technical in nature.  It comes from the file ..."Things that make you go ... hmmm!"   When there is a ...Read More...
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Posted on 03/31/2015 11:01 AM by Benton White
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Wednesday, 18 March 2015
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blog preview image State road crews are hustling to patch a deluge of potholes left in the wake of the recent winter storms.  Potholes are all around and they are probably more dangerous or expensive to you than you imagine. Vehicles that ram potholes can have damage that can run into the thousands.  They're also deadly!  ...Read More...
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Posted on 03/18/2015 12:00 PM by Benton White
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Wednesday, 11 March 2015
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blog preview image There are many who are getting engaged these days!  Most of those couples do not know about WEDDING INSURANCE that could prevent a beautiful wedding from becoming a financial disaster on that special day.   Brides and grooms have so much on their mind and the Mom's and Dad paying for much of these ...Read More...
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Posted on 03/11/2015 12:28 PM by Benton White
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Friday, 23 January 2015
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Many became engaged over the holiday season and wedding planning has begun.  Many do not know we have an inexpensive insurance program that can insure the entire wedding from A to Z!  Liability protection is included along with other provisions for contract requirements with the facility or facilities ...Read More...
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Posted on 01/23/2015 1:41 PM by Benton White
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Tuesday, 20 January 2015
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Key for us as your insurance agent is to represent companies that will be there when you need them.  All of our companies can and will be there for you.  One such company is our longest reigning property casualty company in the agency - Auto-Owners Insurance.  Many of our customers are insured with ...Read More...
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Posted on 01/20/2015 1:03 PM by Benton White
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Benton's Blog

Can you Teach your Teens Safe Driving Habits?

Parents play a critical role in helping their teens learn the nuances and complexities of driving. Although graduated licensing requirements vary by state, most mandate a certain number of practice driving hours with a parent or an instructor in the car as part of the process.  Car crashes are the leading cause of death for U.S. teens, and teenage boys are twice as likely to die as teenage girls, according to the Centers for Disease Control and Prevention. New teen drivers are especially...

Credit Cards That Offer Rental Car Insurance Benefits! 

We get the question consistently: “Am I covered if I rent a car?”  The usual answer is YES if you rent in the US.  If you rent outside the US, then most likely NO applies.  The solution to the NO answers could be with your credit card if you have one.    Credit cards offer versatility to your lifestyle.  Many cards offer a variety of rewards, one being the rental car insurance benefit. This benefit can save you money every time you rent a car because it provides a free collision damage...

3 Times You Should Definitely Buy the Extra Insurance—and a Few Times You Can Skip It!

We have great questions from customers quite often asking if the insurance they have acquired from us covers this or that etc.  We do our best to answer those questions – some easy – some not!  We offer some of the coverage’s that you need but there are times, we’ll refer them to other sources for specialty types of coverage’s as mentioned in this blog article.  Let’s discuss some of the most asked questions from the insurance needing public: Pet Insurance Buy it. “It’s heartbreaking to watch...