Here are the Blogs in the Insurance category.
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Friday, 10 July 2015
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blog preview image Health insurance companies around the country are seeking rate increases of 20 percent to 40 percent or more, saying their new customers under the Affordable Care Act turned out to be sicker than expected. Federal officials say they are determined to see that the requests are scaled back.   Blue ...Read More...
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Posted on 07/10/2015 11:54 AM by Benton White
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Tuesday, 7 July 2015
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blog preview image As of last week, both houses of the Tennessee General Assembly have passed the most aggressive package of penalties against the state's uninsured drivers since mandatory liability insurance was mandated in 1977.  Government officials are hoping these new laws will reduce the number of uninsured motorists ...Read More...
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Posted on 07/07/2015 12:30 PM by Benton White
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Tuesday, 19 May 2015
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blog preview image This is one of those tough subjects to write about but I get questions like this several times a year.  As a matter of fact, I got this very question last week:   A son-in-law, handling the affairs of his wife's mother who had died that morning:  "Just checking to see if they had any life insurance ...Read More...
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Posted on 05/19/2015 1:52 PM by Benton White
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Thursday, 23 April 2015
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blog preview image In my world, it's hard to believe people don't buy auto insurance.  And because they don't, you and I have higher auto insurance premiums because we NEED Uninsured Motorists (UIM) coverage on our auto policies to protect us from them.  99% of all of my customers accept our recommendation that they REALLY ...Read More...
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Posted on 04/23/2015 1:26 PM by Benton White
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Tuesday, 21 April 2015
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blog preview image A few days back, I was reviewing a homeowners policy with one of our great customers who was trying to learn about the different definitions of what her policy covers.  She specifically wanted to know if Water Backup & Overflow would cause them to not have coverage on an overflowing dishwasher or clothes ...Read More...
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Posted on 04/21/2015 3:03 PM by Benton White
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Thursday, 16 April 2015
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blog preview image State regulators are shining a spotlight on the potential insurance gaps associated with ride-sharing operations such as Uber and Lyft-even as some insurers are rolling out new policies intended to fill the gaps.   Recently, the National Association of Insurance Commissioners, the state regulators' ...Read More...
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Posted on 04/16/2015 11:17 AM by Benton White
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Tuesday, 14 April 2015
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blog preview image Here's the scenario: It's 2AM and the smoke alarms in your residence start beeping.  Your house/condo or apartment fills with smoke, but thankfully everyone escapes to safety with no injuries.  The property burns to the ground before the fire department arrives and you have no where to stay that night!  ...Read More...
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Posted on 04/14/2015 1:34 PM by Benton White
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Thursday, 9 April 2015
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blog preview image When I saw this news video of an insurance agent walking through her fire ravaged home from last Friday's storms, it caught my attention.  The sad part of the story, besides the fact that she lost her home, was the bad service she got from her OWN insurance company.  NONE of our companies would EVER ...Read More...
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Posted on 04/09/2015 10:15 AM by Benton White
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Tuesday, 7 April 2015
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blog preview image I can't tell you how many times over my career I have answered questions about trees!   "My neighbor's tree is dead and it blew over on my fence and caused damage.  Who pays for this?" "I've got this tree close to my house and it doesn't look so good ... It could be dead.  If wind from a storm ...Read More...
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Posted on 04/07/2015 11:40 AM by Benton White
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Thursday, 2 April 2015
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blog preview image If you read our blog post from this past Friday, Renting a car? Then, TAKE A PICTURE!, then you know we have been talking about rental cars.  We want you to get the most from your rental but at the same time, appropriately protect yourself at the same time. Today, we offer you an informative video ...Read More...
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Posted on 04/02/2015 11:50 AM by Benton White
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Tuesday, 31 March 2015
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blog preview image I try to stay away from extremely technical terminology in these blogs because I want them to be easily & quickly read.  I still have that in mind with today's content but admittedly, this is more technical in nature.  It comes from the file ..."Things that make you go ... hmmm!"   When there is a ...Read More...
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Posted on 03/31/2015 11:01 AM by Benton White
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Wednesday, 18 March 2015
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blog preview image State road crews are hustling to patch a deluge of potholes left in the wake of the recent winter storms.  Potholes are all around and they are probably more dangerous or expensive to you than you imagine. Vehicles that ram potholes can have damage that can run into the thousands.  They're also deadly!  ...Read More...
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Posted on 03/18/2015 12:00 PM by Benton White
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Wednesday, 11 March 2015
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blog preview image There are many who are getting engaged these days!  Most of those couples do not know about WEDDING INSURANCE that could prevent a beautiful wedding from becoming a financial disaster on that special day.   Brides and grooms have so much on their mind and the Mom's and Dad paying for much of these ...Read More...
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Posted on 03/11/2015 12:28 PM by Benton White
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Friday, 23 January 2015
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Many became engaged over the holiday season and wedding planning has begun.  Many do not know we have an inexpensive insurance program that can insure the entire wedding from A to Z!  Liability protection is included along with other provisions for contract requirements with the facility or facilities ...Read More...
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Posted on 01/23/2015 1:41 PM by Benton White
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Tuesday, 20 January 2015
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Key for us as your insurance agent is to represent companies that will be there when you need them.  All of our companies can and will be there for you.  One such company is our longest reigning property casualty company in the agency - Auto-Owners Insurance.  Many of our customers are insured with ...Read More...
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Posted on 01/20/2015 1:03 PM by Benton White
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Friday, 9 January 2015
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Many of our companies' websites are available on your mobile device just as we earlier mentioned about our own website at www.BentonWhite.com.  If you are one of our Travelers customers, there is a new Travelers mobile experience available that makes it easy for you to access and manage your insurance ...Read More...
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Posted on 01/09/2015 1:25 PM by Benton White
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Wednesday, 7 January 2015
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Mobility!  It's what we are all about these days!  The convenience of getting something the moment you need it or want it is critical to our daily activities!  We've recognized that for many years now.  That is why we work hard in our service area to respond quickly and efficiently when our customers ...Read More...
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Posted on 01/07/2015 8:50 AM by Benton White
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Thursday, 18 December 2014
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Protect Your Pricey Presents this Christmas! Looking to buy an expensive piece of jewelry for your loved one this Christmas? Some diamond earrings, a Rolex watch, or even the long-awaited engagement ring? When you're wrapping up this high value gift, make sure you're wrapping it in the right insurance ...Read More...
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Posted on 12/18/2014 12:25 PM by Benton White
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Tuesday, 16 December 2014
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No one thinks about financial gifts much at Christmas - except for money or gift cards.  But what about security or putting a child through college.  Not many think that Life Insurance could be a normal' gift at Christmas and that's probably true.  But here are 6 reasons you might consider it! 1. ...Read More...
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Posted on 12/16/2014 11:45 AM by Benton White
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Friday, 12 December 2014
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In the coming weeks, you will have Christmas gifts in your residence for many people and burglars know it. We take out home contents insurance with burglars in mind, but you probably didn't factor in the extra valuables in your home around this time of year when you estimated the value of your possessions ...Read More...
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Posted on 12/12/2014 10:40 AM by Benton White
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Benton's Blog

Hit-and-Run Deaths hit RECORD High!

WASHINGTON, D.C. - More than one hit-and-run crash occurs every minute on U.S. roads, according to new research from the AAA Foundation for Traffic Safety. These resulted in 2,049 deaths in 2016 – the highest number on record and a 60 percent increase since 2009. With the number of hit-and-run crashes on the rise, AAA is calling for drivers to be alert on the road in order to avoid a deadly crash and always remain on the scene if a crash occurs. AAA researchers examined common characteristics...

Why Does ANYONE Do This?

We have been candid and completely forthright with our thoughts about TEXTING and DRIVING or DISTRACTED DRIVING!  One action IS NOT worth the results of what can happen when you are behind a wheel of a car or riding with someone driving who gets distracted. AT&T has come forward with their “IT CAN WAIT!” campaign and it’s eye-opening to say the least.  I’ll say no more and let this following video speak for us and so many others in saying: “IS IT WORTH IT!?” .embed-container { position:...

Homeowners Insurance!  Do You Have Enough Coverage?

We have coverage discussions on two levels most often here in the insurance agency. From the customer: “I’m not sure I have enough coverage on my home or on my property.  How much is enough?” From the insurance company: “You just wrote a new home insurance policy for one of your insured’s and our walk-around inspection indicates the dwelling value amount is too low.” It’s been interesting determining dwelling values over the last couple of years simply because, as the video below will...