Here are the Blogs in the Insurance category.
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Tuesday, 17 November 2015
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blog preview image This upcoming holiday season, relationship statuses will be upgraded to "engaged".  Did you know engagement season spans from Thanksgiving to New Years? A sparkly ring can create many new decisions - one of which how do you insure your wedding.  Many people forget about this issue with a long list of ...Read More...
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Posted on 11/17/2015 11:15 AM by Benton White
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Friday, 13 November 2015
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blog preview image Personal data was stolen from 100 million Americans this year in cyber-attacks and thefts from retailers, banks and hospitals. Many of them will become victims of identity theft. While the financial hit to people and companies is real, the emotional impact can be "life-altering," says Terrell McSweeny, ...Read More...
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Posted on 11/13/2015 10:18 AM by Benton White
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Tuesday, 10 November 2015
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blog preview image I often say: "We're in the business to pay claims" and we pay many.  When I began in this business in 1978, I chose this segment of the insurance business because I liked the opportunity of helping people solve their problems in a real way with insurance when they would have a claim.  Paying claims ...Read More...
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Posted on 11/10/2015 1:39 PM by Benton White
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Friday, 6 November 2015
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blog preview image Parents have a lot on their parental plate.  There are many items of teaching that need emphasis as children get older.  But there is a thought in the media that with all of the pressing societal issues facing parents and their teens, parents are underestimating the risk that driving presents to their ...Read More...
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Posted on 11/06/2015 11:56 AM by Benton White
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Tuesday, 3 November 2015
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blog preview image Deer-vehicle collisions are three times more likely to occur on a day in November than they are on any day between Feb. 1 and Aug. 31. October is the second most likely month for a crash involving a deer and a vehicle. December is third. Collisions with deer and other large animals can cause significant ...Read More...
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Posted on 11/03/2015 1:40 PM by Benton White
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Thursday, 29 October 2015
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blog preview image We have been getting calls from some of our customers asking us about insurance they would need if they choose to rent their property as a short term rental.  They would consider the AirBNB or VRBO model and wanted to be sure their current homeowners insurance would cover them.  Simply put - it won't!  ...Read More...
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Posted on 10/29/2015 11:35 AM by Benton White
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Friday, 2 October 2015
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blog preview image In the event of severe damage to your home or business, having a current inventory of your possessions - including their make and model numbers - can help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. While ...Read More...
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Posted on 10/02/2015 10:25 AM by Benton White
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Tuesday, 29 September 2015
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blog preview image The latest insurance data show that the risk of hitting a deer with your car has not changed much from a year ago. But the cost of repairing your car, if you're unlucky enough to strike one, is on the rise.  Some insurance company statistics show that the chance of a driver hitting a deer is one in ...Read More...
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Posted on 09/29/2015 2:46 PM by Benton White
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Friday, 25 September 2015
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blog preview image We continue to find ways to make doing business with us simple and hassle-free.  That's why on our Benton White Insurance website, we've created a site where you don't need an app to use it.  You can log into www.BentonWhite.com and easily review our site on your desktop, laptop, tablet, mobile phone ...Read More...
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Posted on 09/25/2015 9:55 AM by Benton White
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Tuesday, 15 September 2015
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blog preview image We just recently published an Insurance Checklist that we are offering to our new customers when we first write their insurance.  We also are circulating this to our existing clientele to make sure we are all on the same page regarding what we insure and where their GAPS of insurance coverage might ...Read More...
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Posted on 09/15/2015 2:35 PM by Benton White
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Tuesday, 8 September 2015
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blog preview image In the aftermath of well-publicized premium hikes for long-term-care insurance and the departure of some key insurers from the market, many consumers are skittish about buying coverage. But the need for protection isn't going away. The median cost of one year in a private room at a nursing home has ...Read More...
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Posted on 09/08/2015 8:17 AM by Benton White
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Friday, 4 September 2015
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blog preview image When renting an apartment, townhouse, condo or home, you might not realize how vital it is to have renters insurance. Sure, your landlord should have insurance, but in most all cases, that policy only covers the structure of the building. This means that if anything happens to your belongings inside ...Read More...
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Posted on 09/04/2015 11:30 AM by Benton White
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Tuesday, 1 September 2015
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blog preview image We are fielding questions almost daily about healthcare coverage and what to do in this new world of the Affordable Care Act (ACA).  Recently, Holly Fletcher of The Tennessean published an article that outlines more details about the state of ACA in Tennessee.  I thought the article gives information ...Read More...
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Posted on 09/01/2015 9:25 AM by Benton White
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Saturday, 29 August 2015
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blog preview image Teenagers: Being independent can cost you. Teenagers who piggyback on their parents' car insurance will add around 77% to the cost of their family's policy, but it would cost them almost 20% more than what their parents are being charged if they took out their own insurance plan, according to a study ...Read More...
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Posted on 08/29/2015 7:19 AM by Benton White
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Friday, 14 August 2015
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blog preview image Backyard entertaining has gotten more elaborate in recent years. Fire pits are helping homeowners extend the backyard season, and today's playsets involve more than a simple set of swings and a slide. Whether backyard entertaining means spending time by the swimming pool or gathered around the grill, ...Read More...
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Posted on 08/14/2015 9:45 AM by Benton White
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Tuesday, 11 August 2015
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blog preview image We all hear how important it is to have great credit and keep your credit report sparkling - without error - so you'll have the best report you can have.  You should check it regularly to keep track of your financial health and guard against identity theft. Not known to many is that there are other ...Read More...
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Posted on 08/11/2015 12:07 PM by Benton White
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Friday, 7 August 2015
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blog preview image We have a lot of customers who rent their living space.  Whether they are in apartments, homes or condos, the property that they rent isn't theirs but they surely own the stuff they take in there.  And unknown to many, the leasing agents insurance DOES NOT cover the renters belonging.  Often, we get ...Read More...
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Posted on 08/07/2015 8:56 AM by Benton White
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Thursday, 23 July 2015
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blog preview image Did you ever wonder what would happen when your tree falls on your neighbor's house during a wind storm? Who would be responsible? Will your homeowner's insurance policy cover their damage? This would be considered an act of nature and is not covered unless it was caused by your negligence.  This particular ...Read More...
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Posted on 07/23/2015 11:04 AM by Benton White
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Thursday, 16 July 2015
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blog preview image BEFORE heading out on summer vacation in a rental car, it's a good idea to check what insurance coverage you already have before opting to buy expensive protection at the car rental counter.   If you carry auto insurance to protect yourself and your own car, your policy probably covers you and ...Read More...
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Posted on 07/16/2015 10:15 AM by Benton White
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Tuesday, 14 July 2015
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blog preview image With the sheer number of different types of insurance policies, it's easy to become confused. I wanted to take a moment to help you to understand what sort of insurance coverage you need and how to get the best deal possible.  Here's some suggestions: You can save serious dollars off of your ...Read More...
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Posted on 07/14/2015 10:18 AM by Benton White
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Benton's Blog

Hit-and-Run Deaths hit RECORD High!

WASHINGTON, D.C. - More than one hit-and-run crash occurs every minute on U.S. roads, according to new research from the AAA Foundation for Traffic Safety. These resulted in 2,049 deaths in 2016 – the highest number on record and a 60 percent increase since 2009. With the number of hit-and-run crashes on the rise, AAA is calling for drivers to be alert on the road in order to avoid a deadly crash and always remain on the scene if a crash occurs. AAA researchers examined common characteristics...

Why Does ANYONE Do This?

We have been candid and completely forthright with our thoughts about TEXTING and DRIVING or DISTRACTED DRIVING!  One action IS NOT worth the results of what can happen when you are behind a wheel of a car or riding with someone driving who gets distracted. AT&T has come forward with their “IT CAN WAIT!” campaign and it’s eye-opening to say the least.  I’ll say no more and let this following video speak for us and so many others in saying: “IS IT WORTH IT!?” .embed-container { position:...

Homeowners Insurance!  Do You Have Enough Coverage?

We have coverage discussions on two levels most often here in the insurance agency. From the customer: “I’m not sure I have enough coverage on my home or on my property.  How much is enough?” From the insurance company: “You just wrote a new home insurance policy for one of your insured’s and our walk-around inspection indicates the dwelling value amount is too low.” It’s been interesting determining dwelling values over the last couple of years simply because, as the video below will...