Here are the Blogs in the Insurance category.
clear
Friday, 25 September 2015
clear
blog preview image We continue to find ways to make doing business with us simple and hassle-free.  That's why on our Benton White Insurance website, we've created a site where you don't need an app to use it.  You can log into www.BentonWhite.com and easily review our site on your desktop, laptop, tablet, mobile phone ...Read More...
clear
Posted on 09/25/2015 9:55 AM by Benton White
clear
Tuesday, 15 September 2015
clear
blog preview image We just recently published an Insurance Checklist that we are offering to our new customers when we first write their insurance.  We also are circulating this to our existing clientele to make sure we are all on the same page regarding what we insure and where their GAPS of insurance coverage might ...Read More...
clear
Posted on 09/15/2015 2:35 PM by Benton White
clear
Tuesday, 8 September 2015
clear
blog preview image In the aftermath of well-publicized premium hikes for long-term-care insurance and the departure of some key insurers from the market, many consumers are skittish about buying coverage. But the need for protection isn't going away. The median cost of one year in a private room at a nursing home has ...Read More...
clear
Posted on 09/08/2015 8:17 AM by Benton White
clear
Friday, 4 September 2015
clear
blog preview image When renting an apartment, townhouse, condo or home, you might not realize how vital it is to have renters insurance. Sure, your landlord should have insurance, but in most all cases, that policy only covers the structure of the building. This means that if anything happens to your belongings inside ...Read More...
clear
Posted on 09/04/2015 11:30 AM by Benton White
clear
Tuesday, 1 September 2015
clear
blog preview image We are fielding questions almost daily about healthcare coverage and what to do in this new world of the Affordable Care Act (ACA).  Recently, Holly Fletcher of The Tennessean published an article that outlines more details about the state of ACA in Tennessee.  I thought the article gives information ...Read More...
clear
Posted on 09/01/2015 9:25 AM by Benton White
clear
Saturday, 29 August 2015
clear
blog preview image Teenagers: Being independent can cost you. Teenagers who piggyback on their parents' car insurance will add around 77% to the cost of their family's policy, but it would cost them almost 20% more than what their parents are being charged if they took out their own insurance plan, according to a study ...Read More...
clear
Posted on 08/29/2015 7:19 AM by Benton White
clear
Friday, 14 August 2015
clear
blog preview image Backyard entertaining has gotten more elaborate in recent years. Fire pits are helping homeowners extend the backyard season, and today's playsets involve more than a simple set of swings and a slide. Whether backyard entertaining means spending time by the swimming pool or gathered around the grill, ...Read More...
clear
Posted on 08/14/2015 9:45 AM by Benton White
clear
Tuesday, 11 August 2015
clear
blog preview image We all hear how important it is to have great credit and keep your credit report sparkling - without error - so you'll have the best report you can have.  You should check it regularly to keep track of your financial health and guard against identity theft. Not known to many is that there are other ...Read More...
clear
Posted on 08/11/2015 12:07 PM by Benton White
clear
Friday, 7 August 2015
clear
blog preview image We have a lot of customers who rent their living space.  Whether they are in apartments, homes or condos, the property that they rent isn't theirs but they surely own the stuff they take in there.  And unknown to many, the leasing agents insurance DOES NOT cover the renters belonging.  Often, we get ...Read More...
clear
Posted on 08/07/2015 8:56 AM by Benton White
clear
Thursday, 23 July 2015
clear
blog preview image Did you ever wonder what would happen when your tree falls on your neighbor's house during a wind storm? Who would be responsible? Will your homeowner's insurance policy cover their damage? This would be considered an act of nature and is not covered unless it was caused by your negligence.  This particular ...Read More...
clear
Posted on 07/23/2015 11:04 AM by Benton White
clear
Thursday, 16 July 2015
clear
blog preview image BEFORE heading out on summer vacation in a rental car, it's a good idea to check what insurance coverage you already have before opting to buy expensive protection at the car rental counter.   If you carry auto insurance to protect yourself and your own car, your policy probably covers you and ...Read More...
clear
Posted on 07/16/2015 10:15 AM by Benton White
clear
Tuesday, 14 July 2015
clear
blog preview image With the sheer number of different types of insurance policies, it's easy to become confused. I wanted to take a moment to help you to understand what sort of insurance coverage you need and how to get the best deal possible.  Here's some suggestions: You can save serious dollars off of your ...Read More...
clear
Posted on 07/14/2015 10:18 AM by Benton White
clear
Friday, 10 July 2015
clear
blog preview image Health insurance companies around the country are seeking rate increases of 20 percent to 40 percent or more, saying their new customers under the Affordable Care Act turned out to be sicker than expected. Federal officials say they are determined to see that the requests are scaled back.   Blue ...Read More...
clear
Posted on 07/10/2015 11:54 AM by Benton White
clear
Tuesday, 7 July 2015
clear
blog preview image As of last week, both houses of the Tennessee General Assembly have passed the most aggressive package of penalties against the state's uninsured drivers since mandatory liability insurance was mandated in 1977.  Government officials are hoping these new laws will reduce the number of uninsured motorists ...Read More...
clear
Posted on 07/07/2015 12:30 PM by Benton White
clear
Tuesday, 19 May 2015
clear
blog preview image This is one of those tough subjects to write about but I get questions like this several times a year.  As a matter of fact, I got this very question last week:   A son-in-law, handling the affairs of his wife's mother who had died that morning:  "Just checking to see if they had any life insurance ...Read More...
clear
Posted on 05/19/2015 1:52 PM by Benton White
clear
Thursday, 23 April 2015
clear
blog preview image In my world, it's hard to believe people don't buy auto insurance.  And because they don't, you and I have higher auto insurance premiums because we NEED Uninsured Motorists (UIM) coverage on our auto policies to protect us from them.  99% of all of my customers accept our recommendation that they REALLY ...Read More...
clear
Posted on 04/23/2015 1:26 PM by Benton White
clear
Tuesday, 21 April 2015
clear
blog preview image A few days back, I was reviewing a homeowners policy with one of our great customers who was trying to learn about the different definitions of what her policy covers.  She specifically wanted to know if Water Backup & Overflow would cause them to not have coverage on an overflowing dishwasher or clothes ...Read More...
clear
Posted on 04/21/2015 3:03 PM by Benton White
clear
Thursday, 16 April 2015
clear
blog preview image State regulators are shining a spotlight on the potential insurance gaps associated with ride-sharing operations such as Uber and Lyft-even as some insurers are rolling out new policies intended to fill the gaps.   Recently, the National Association of Insurance Commissioners, the state regulators' ...Read More...
clear
Posted on 04/16/2015 11:17 AM by Benton White
clear
Tuesday, 14 April 2015
clear
blog preview image Here's the scenario: It's 2AM and the smoke alarms in your residence start beeping.  Your house/condo or apartment fills with smoke, but thankfully everyone escapes to safety with no injuries.  The property burns to the ground before the fire department arrives and you have no where to stay that night!  ...Read More...
clear
Posted on 04/14/2015 1:34 PM by Benton White
clear
Thursday, 9 April 2015
clear
blog preview image When I saw this news video of an insurance agent walking through her fire ravaged home from last Friday's storms, it caught my attention.  The sad part of the story, besides the fact that she lost her home, was the bad service she got from her OWN insurance company.  NONE of our companies would EVER ...Read More...
clear
Posted on 04/09/2015 10:15 AM by Benton White
clear

Benton's Blog

Does Homeowner's Insurance Cover Your Home Based Business?

If you’re one of more than 38 million people working from your home in any capacity, beware: your home insurance may not provide adequate protection for your business, no matter how small. Thanks to the digital revolution, it’s never been more convenient to earn a living from your living space – but with each reward comes risk, and without the right coverage, that extra cash flow can turn from positive to negative. Unfortunately, too many at-home earners aren’t aware of the gaps in their coverage...

Mobile Apps for your Convenience!

Having convenience in the palm of your hand - 24/7 - is one of the big advantages of today's computer / mobile phone technology.  Our companies understand this and are offering some excellent mobile apps to help you navigate your insurance portfolio you have with us. Advantages of having the mobile app readily available: Pay your bills Set up and manage automatic payments Check the Status of a claim and/or view your claim history View your insurance ID Cards View your actual policy...

Do you Need a Personal Liability Umbrella policy?

We get this question alot!  For the coverage's afforded and the comfort level it could give to you and your family by spending about $200 per year for the policy, we think it's one of the easier policy decisions that our customers make.  And MANY are taking advantage of this affordable - extra layer of protection. I saw this video this morning that does a good job explaining how a Personal Liability Umbrella can help you protect your hard-earned assets for just pennies on the dollar: We...