Here are the Blogs in the Insurance category.
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Tuesday, 12 April 2016
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blog preview image Winter and the snow and cold that it brings can do some serious damage to a home's exterior.  There are several very common problems usually brought on by the winter months, including damage done to roofs, foundations and pipes. Let me offer a quick list that can help you check your home for damage.  ...Read More...
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Posted on 04/12/2016 12:42 PM by Benton White
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Friday, 8 April 2016
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blog preview image We get calls quite often about a possible claim issue whereas the customer thinks the homeowners insurance policy would cover the loss when the claim would best be settled with a homeowner WARRANTY policy.  It is confusing and we always understand when a customer calls why they would have the question.  ...Read More...
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Posted on 04/08/2016 2:09 PM by Benton White
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Tuesday, 5 April 2016
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blog preview image It's always nice to see strength of market with the companies we represent.  The National Association of Insurance Commissioners (NAIC) has ranked the Top 25 property and casualty insurance companies and groups.  They use as their basis - insurance market share of direct premiums written for 2015.  ...Read More...
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Posted on 04/05/2016 11:17 AM by Benton White
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Tuesday, 29 March 2016
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blog preview image Last August, I cleaned up an off-road bike that had been sitting in the garage for several years - untouched!  After knee surgery in October, 2014, I thought - the weather is nice and how could riding a bike do nothing but better strengthen that knee?  I have some friends that have been cycling for ...Read More...
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Posted on 03/29/2016 12:56 PM by Benton White
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Wednesday, 23 March 2016
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blog preview image When one of our customers has a claim, I, along with my staff, take it very seriously.  I have always thought that you can sell a policy to a prospect which makes them a customer.  But after you do that as their agent, you have to take care of them with the kind of one on one service they need when ...Read More...
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Posted on 03/23/2016 3:15 PM by Benton White
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Friday, 18 March 2016
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blog preview image It's that time of the year!  We start seeing group Harley rides everywhere or just general fun biking on some nice, sportster motorcycle.  They should be insured and we've got one of the top providers of motorcycle insurance right here!  Progressive Insurance covers all types of what they call "toys" ...Read More...
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Posted on 03/18/2016 12:19 PM by Benton White
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Friday, 11 March 2016
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blog preview image Excuse me - the insurance guy - if I have had my brow raised over this development and discussion of self-driving vehicles being tested.  Do I like the idea?  Yes!  Do I think it will come to the buying public sometime in the future?  Most likely!  How will insurance companies handle the risk of insuring ...Read More...
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Posted on 03/11/2016 12:47 PM by Benton White
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Tuesday, 8 March 2016
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blog preview image I learned something new last week that caught my eye.  Maybe this new information will be important to you also.   There's a smartphone app that turns your phone into an earthquake sensor. There is potential with this to save lives which makes it a great app to have.  Even though earthquakes in ...Read More...
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Posted on 03/08/2016 12:56 PM by Benton White
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Friday, 4 March 2016
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blog preview image A little history for you!  When we first began our internet web presence nearly 20 years ago, our first domain was bwhite.com.  Not knowing any more than we did about this new medium that we thought would truly take off because Al Gore invented it and said so (just kidding!), we thought bwhite.com would ...Read More...
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Posted on 03/04/2016 2:34 PM by Benton White
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Tuesday, 1 March 2016
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blog preview image State road crews are hustling to patch a deluge of potholes left in the wake of the recent winter storms.  Potholes are all around and they are probably more dangerous or expensive to you than you imagine. Vehicles that ram potholes can have damage that can run into the thousands.  They're also deadly!  ...Read More...
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Posted on 03/01/2016 1:00 PM by Benton White
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Tuesday, 23 February 2016
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blog preview image I have these questions posed to me all the time?  What type of insurance do I need?  How much is not enough or too much in coverage?  AND, who will benefit from me getting this insurance.  These are all great questions and are rather easily answered.  Certainly, there are so many choices that deciding ...Read More...
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Posted on 02/23/2016 2:22 PM by Benton White
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Tuesday, 9 February 2016
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blog preview image When I first entered this career in the insurance business in 1978, I started it all by being a life & health insurance adviser.  I've continued to write a lot of life insurance throughout this 38 year career and really enjoy digging down with customers to decide what is best, how much is enough and ...Read More...
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Posted on 02/09/2016 2:12 PM by Benton White
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Tuesday, 2 February 2016
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blog preview image We've written recently about pipes bursting, dishwasher or ice-maker pipes leaking or a supply line to a toilet or washing machine going bad and drenching your house with water!  When ANY of this happens, you have inside flooding that almost certainly will damage your carpets, hardwoods, furniture and ...Read More...
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Posted on 02/02/2016 1:21 PM by Benton White
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Friday, 29 January 2016
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blog preview image I caught this article this week that I thought was beneficial - especially during this first quarter of the year when you can make financial/insurance adjustments that you can follow for the remainder of 2016 and beyond.  I see the benefit of planning financially everyday in my own life and those customers ...Read More...
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Posted on 01/29/2016 12:59 PM by Benton White
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Tuesday, 26 January 2016
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blog preview image A scenario from one of our customers who filed a claim:  Washing machine piping was old and a leak occurred and they were not at home.  The laundry room was upstairs and water ended up flowing in numerous places both upstairs and downstairs.  Their insurance claim was sizable and the inconvenience lasted ...Read More...
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Posted on 01/26/2016 3:29 PM by Benton White
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Friday, 15 January 2016
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blog preview image Unfortunately, we've seen a lot of rear-end vehicle crashes lately.  Draw your own conclusions as to why that might be but certainly, at the top of the list, you have to ask: "Are drivers paying close attention to what they are doing when on the highways!" More often than you would think. we get calls ...Read More...
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Posted on 01/15/2016 9:23 AM by Benton White
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Tuesday, 12 January 2016
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blog preview image Sadly, it's that season of fires!  So many fires are caused during colder weather where space heaters or heat lamps are used in the wrong place or in inappropriate ways! That's the case for two fires in the Williamson County area Monday morning ..  Here are details!   A Williamson County home ...Read More...
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Posted on 01/12/2016 3:00 PM by Benton White
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Tuesday, 5 January 2016
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blog preview image Happy New Year and we hope you are ready for another opportunity we all get to start fresh with new activities, new ideas and no doubt another great adventure!  I saw a great quote last week from country music singer - Brad Paisley that was posted on New Year's Eve:  It read: "Tomorrow is the first ...Read More...
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Posted on 01/05/2016 2:57 PM by Benton White
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Friday, 11 December 2015
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blog preview image The holidays often find us at our busiest, most stressed, least careful, and most distracted time.  They also bring a sudden, seasonal spike in the flow of goods, money and digital information through our homes and businesses.   Criminals know, and prey, on this - waiting to catch you off guard, ...Read More...
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Posted on 12/11/2015 1:20 PM by Benton White
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Tuesday, 1 December 2015
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blog preview image WASHINGTON - For 2014, the first year she got health coverage through the Affordable Care Act, Gail Galen chose a plan from a new nonprofit insurer, Oregon's Health CO-OP. But the price jumped for 2015, so Ms. Galen switched to a policy from a different company, LifeWise Health Plan.   Now, with ...Read More...
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Posted on 12/01/2015 3:16 PM by Benton White
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Benton's Blog

Hit-and-Run Deaths hit RECORD High!

WASHINGTON, D.C. - More than one hit-and-run crash occurs every minute on U.S. roads, according to new research from the AAA Foundation for Traffic Safety. These resulted in 2,049 deaths in 2016 – the highest number on record and a 60 percent increase since 2009. With the number of hit-and-run crashes on the rise, AAA is calling for drivers to be alert on the road in order to avoid a deadly crash and always remain on the scene if a crash occurs. AAA researchers examined common characteristics...

Why Does ANYONE Do This?

We have been candid and completely forthright with our thoughts about TEXTING and DRIVING or DISTRACTED DRIVING!  One action IS NOT worth the results of what can happen when you are behind a wheel of a car or riding with someone driving who gets distracted. AT&T has come forward with their “IT CAN WAIT!” campaign and it’s eye-opening to say the least.  I’ll say no more and let this following video speak for us and so many others in saying: “IS IT WORTH IT!?” .embed-container { position:...

Homeowners Insurance!  Do You Have Enough Coverage?

We have coverage discussions on two levels most often here in the insurance agency. From the customer: “I’m not sure I have enough coverage on my home or on my property.  How much is enough?” From the insurance company: “You just wrote a new home insurance policy for one of your insured’s and our walk-around inspection indicates the dwelling value amount is too low.” It’s been interesting determining dwelling values over the last couple of years simply because, as the video below will...