Homeowners Insurance

Homeowners or Renters Insurance?
We're ready! If you are a resident of Tennessee, we'll find you the best homeowners insurance!

If you quickly want a rate for homeowners insurance (and you're a Tennessee resident), just click on our QUOTE NOW button. We'll get a little information from you and we'll have a competitive rate back to you by EMAIL or phone within 48 hours. Thanks for letting us quote your homeowners or renters insurance!


Here are a few of the important value added features of what we offer you:


Because we are an independent insurance agency, we can find the company that best suits your property insurance needs whether you live in the city or the country. Coverage with true guaranteed replacement value endorsements and coverage with limited replacement value endorsement are available. You have a choice!
Discounts for newer homes, smoke detector discounts, fire and burglar alarm discounts, discounts for multiple policies (auto and home) and deductible discounts. Plus we'll save you $$ if you are a "mature homeowner." Flood insurance products available - at very affordable rates!
Specialized programs for high value homes. Call for rates! Save money by putting both your auto and homeowners coverage with us.
Licensed and experienced Customer Service Agents.

If you have special needs such as boat coverage, jet skis, recreational vehicles or motorcycles, we can help! E-mail, FAX us or call us! We're the ones who say "if it can be insured, we can insure it .... and we service it too!" Your situation is no exception.

Benton's Blog

Questions? We've got answers!

You buy insurance to protect your finances from life's surprises. But unless you know the finer points of your policies, you could be left with another surprise -- no coverage where you thought you had it.  We get questions almost daily asking is this covered?  We do our best to give the most accurate and easy to understand answers we can offer.  I thought it might be good to share some of the more common questions (and one not so common) that we get here in the agency!  Hopefully, this will help...

Merry Christmas & THANK YOU!

So here we are on the doorstep of Christmas 2016.  Once again, I find myself being grateful for another great year - working with wonderful customers such as yourself.  The agency continues to grow and prosper and we continue to solve insurance problems and fill insurance needs for so many every day.  Thank you for letting us serve you with your insurance. From our great staff here at the agency, my wonderful family and me, we hope you have a wonderful Christmas and may 2017 be full of grace,...

Cold Temps means PROTECT PIPES!

Here we go!  The coldest temps of this season yet with windchills coming in the next 3 to 4 days.  Some are saying a 'roller-coaster' weather pattern.  In the meantime, a quick review of PIPE protection.  One pipe burst can flood your property and make this Christmas season a sudden nightmare!   As a public service, take these 5 precautions so you won't have that miserable event take place: CLOSE all foundation vents so cold air won't get in. CLOSE & SEAL your crawl space door.  That...